Liability Insurance

Because every operation has unique risks, we're here to support you.

With Hanseatica, protect yourself against claims and lawsuits with insurance designed to offer you peace of mind and support in every situation.

In an environment where an accident or misunderstanding can lead to a legal claim, protecting yourself is essential. Our Civil Liability Insurance supports you against property damage, professional errors and legal claims, with coverage tailored to your needs.

Liability Insurance

Designed to protect businesses in any sector, this insurance is ideal for companies and professionals who want to operate with confidence, knowing that they are protected against any claims for damages or errors. From large corporations to small businesses, our solutions are tailored to each case.

Hanseatica's Comprehensive Liability offers a broad coverage within the Republic of Argentina, protecting the insured against third party claims for damages caused inside and outside their commercial premises, buildings or consortiums. It covers from property damage to injuries or death caused in the normal course of business.

Basic coverage

Damage to property of third parties and/or injury and/or death of third parties for which the insured is liable due to events occurring in the normal course of its operations.

Additional coverage

Damage and/or injuries as a result of:

  • Fire, lightning, explosion, electric shock and gas leaks.
  • Posters, signs and related objects, for their installation, use and maintenance.
  • Use of elevators and freight elevators.
  • Steam, hot water or hot oil installations.

In the logistics sector, managing the transport of goods is not risk-free. Companies operating in this area face constant challenges related to potential damage or loss of third-party goods, which can jeopardize their reputation and financial stability. These incidents, whether during transport or storage, can result in costly claims and considerable losses.

Basic coverage

The civil liability of the insured against claims for damage or loss of merchandise of third parties occurring during a paid carriage contracted under the following circumstances
contracted under the following circumstances:

  • Rail or land transportation in the insured's own, rented, leased or subcontractedvehicles.
  • Air, sea or inland waterway transportation when an air waybill (AWB) or bill of lading (B/L) approved by the insurer has been issued.
  • Temporarystorage linked to logistic operations, in rented warehouses or warehouses owned by the insured.
  • Transshipment, loading, unloading and handling of goods in warehouse, carried out by employees or agents under your instructions.

Additional coverage

  • Errors or omissions: As a carrier, freight forwarder, warehouse or logistics contract, we cover economic losses suffered by your customers due to handling errors.
  • Liability for damage or loss: of rented containers or repairs requested by your customers.
  • Management of customs formalities: if the insured acts under a contract of carriage for valuable consideration.

As a property manager, your work involves making key decisions that impact the safety and well-being of the residents. The Professional Liability Insurance for Consortium Administrators is designed to mitigate the risks associated with your activity, and protect you against possible claims arising from errors, omissions or unforeseen events in the performance of your duties, guaranteeing your peace of mind and that of those who trust you.


Coverage may also be extended to cover:

  • Loss of documents
  • Compensation for court appearances
  • Employee infidelity
  • Intellectual property infringement
  • Defamation
  • Extended reporting period
  • New subsidiaries

Demolition is a high-risk job. Demolition Liability Insurance covers you against possible damages to third parties that may occur during the execution of your project.


Coverage protects you against damage caused by:

  • Falling objects
  • Fire and/or explosion
  • Loading and unloading of materials
  • Collapse of adjacent buildings
  • Cables and electrical discharges
  • Leaks, cracks, detachment of plaster, clogging or breakage of drains and/or pipes

Don't let an accident compromise your finances or your reputation.

Construction, excavation and assembly are activities that involve significant risks for your company and third parties. Our Civil Liability Insurance covers damages that may be generated as a direct consequence of the work performed in your projects.

Protection against damage caused by:

  • Collapse of building under construction or under renovation
  • Falling objects
  • Fire and/or explosion
  • Cables and electrical discharges
  • Loading and unloading of materials
  • Trench opening
  • Testing of installations for the production, transport or use of steam and/or hot water
  • Partial or total collapse of adjacent buildings.
  • Leaks, cracks, detachment of plaster, clogging or breakage of drains and/or pipes

Operational Safety

We guarantee the continuity of your operations, minimizing the financial risks derived from loss or damage. Any unforeseen event will be covered, allowing your business to continue without costly interruptions or delays.

Risk Management

Our Risk Management service not only secures your assets, but we also anticipate and prevent risks before they occur. We actively collaborate to improve the security of your operations, thus reducing the chances of losses.

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