Comprehensive Commercial Insurance
Security and peace of mind to focus on growing your business
With tailored and flexible coverage options, we are here to ensure your investment is always protected.
At Hanseatica, we understand your concerns and we know how important it is to keep your business running without interruptions. That is why our policy covers a wide range of risks, from the most common to the most complex, ensuring that, in case of facing any eventuality, your business does not stop.
With Hanseatica's Comprehensive Commercial Insurance, we safeguard your business against unforeseen events, providing you with the peace of mind needed to focus on its growth.
Key Coverages
- Fire Damage to Building and Contents: Comprehensive protection against fires affecting your premises or its contents.
- Theft of Contents: Covers losses due to the theft of machinery, merchandise, supplies, and other effects pertaining to the Insured's activity. Additionally, it covers damages to said property and/or to the building incurred during the theft.
- Theft of Valuables: Covers the loss of valuables in a safe and/or in transit.
- Electronic Equipment: Coverage for electronic equipment used in commercial or industrial operations, including failures caused by power supply issues.
- Water Damage: Coverage for damages resulting from leaks, system failures, or power supply deficiencies.
- Glazing: Coverage for the breakage of glass and glazing.
- Damage to Cargo due to Refrigeration Failure: This covers losses or damages incurred by goods stored in cold storage facilities.
- Comprehensive General Liability: This coverage protects against third-party claims for damages arising from specific situations or activities within a building or commercial establishment. It is an integral coverage that encompasses damages from natural causes to those resulting from the use or malfunction of facilities and equipment.
Additional Coverage
- Coverage for damages caused by climatic events: Hurricane, gale, cyclone, tornado, and hail.
- Damages to adjoining properties due to fire or explosion.
- Professional fees in the event of fire incidents.
- Expenses arising from the cleaning or removal of debris.
- Fire extinguishing expenses.
- Damage to furnishings due to flooding.
- Automatic inclusion of newly acquired assets.
- Miscellaneous items in Argentina and neighboring countries.
Request a quote
Please provide your details, and our people will contact you promptly to offer guidance. This insurance is exclusively available within Argentine territory.
24/7 Support
We offer agile and continuous 24/7 support through multiple channels, ensuring you always have someone available to assist you when needed.
Operational Security
We guarantee the continuity of your operations, minimizing the financial risks caused by a loss or damage. Any unforeseen event will be covered, allowing your business to continue without costly interruptions or delays.
Frequently Asked Questions
Do you have questions about our Comprehensive Business Insurance?
Comprehensive Business Insurance is a policy designed to protect businesses, commercial premises, and offices against various risks that could affect their operations, assets, and business continuity.
It helps protect businesses against unforeseen events such as fires, theft, property damage, or equipment failure.
Depending on the policy you purchase, it may include coverage for:
- Fire at the premises and its contents
- Theft of merchandise and property
- Theft of securities at the counter or in transit
- Water damage
- Broken glass
- Electronic equipment
- Electrical damage
- Refrigerated goods due to a lack of refrigeration
- Liability to third parties
- Weather events such as hail or strong winds
Coverage can be tailored to the type of business and its operations.
Business insurance can cover situations that affect business operations, such as:
- Thefts or attempted thefts
- Fires
- Short circuits and electrical damage
- Leaks or water damage
- Broken windows
- Damage to merchandise
- Failures in electronic equipment
- Third-party claims for accidents on the premises
This helps reduce financial losses and prevent operational disruptions.
Depending on the policy, the following can be insured:
- Merchandise
- Machinery
- Electronic equipment
- Furniture
- Cash on hand or in transit
- Work tools
- Commercial facilities
- Assets related to business operations
Comprehensive Business Insurance is designed for various types of businesses, such as:
- Commercial spaces
- Offices
- Stores and Retail
- Cuisine
- Pharmacies
- Supermarkets
- Retail stores
- SMEs
Coverage can be tailored to the size, industry, and specific needs of each business.
In the event of an accident, insurance coverage can help cover property damage, loss of assets, and expenses resulting from the incident, allowing the business to resume operations more quickly.
It is important to file a claim within the time limits specified in the policy and to keep the relevant documentation.
If you need to report a theft, fire, or other incident at your business, you can do so in our Report a Claim section.
Because an unforeseen event can result in significant financial losses, disrupt business continuity, and jeopardize the operation of the business.
Having adequate coverage helps protect your investment, minimize risks, and operate with greater predictability.
To choose the right coverage, we recommend considering:
- Type of business activity
- Value of merchandise and equipment
- Business-specific risks
- Need for additional coverage
- Location of the premises
- Electronic equipment or cold storage rooms
- Movement of customers and third parties
A policy tailored to each business activity provides better protection against various operational risks. At Hanseatica, we develop flexible coverage and customized solutions based on the specific needs of each business.
More insurance solutions to protect your business
Operational All-Risk Insurance
This coverage gives you peace of mind in case of any unforeseen circumstance, ensuring that your operations are protected against the most unexpected situations.
Fire Insurance
Our solution protects both your business premises and the assets within them against the risks of fire, lightning, or explosions.