Liability Insurance
Because every operation has unique risks, we're here to support you.
With Hanseatica, protect yourself against claims and lawsuits with an insurance solution designed to offer you peace of mind and support in every situation.
In an environment where an accident or misunderstanding can lead to a legal claim, protecting yourself is essential. Our Civil Liability Insurance supports you against property damage, professional errors and legal claims, with a coverage tailored to your needs.

Liability Insurance
Designed to protect businesses in any sector, this insurance is ideal for companies and professionals who want to operate with confidence, knowing that they are protected against any claims for damages or errors. From large corporations to small businesses, our solutions are tailored to each case.

Hanseatica's Comprehensive Liability offers a broad coverage within the Republic of Argentina, protecting the insured against third party claims for damages caused inside and outside their commercial premises, buildings or consortiums. It covers from property damage to injuries or death caused in the normal course of business.
Basic coverage
Damage to property of third parties and/or injury and/or death of third parties for which the insured is liable due to events occurring in the normal course of its operations.
Additional coverage
- Fire, lightning, explosion, electric shock and gas leaks.
- Posters, signs and related objects, for their installation, use and maintenance.
- Use of elevators and freight elevators.
- Steam, hot water or hot oil installations.

In the logistics sector, managing the transport of goods is not risk-free. Companies operating in this area face constant challenges related to potential damage or loss of third-party goods, which can jeopardize their reputation and financial stability. These incidents, whether during transport or storage, can result in costly claims and considerable losses.
Basic coverage
The civil liability of the insured against claims for damage or loss of merchandise of third parties occurring during a paid transportation
contracted under the following circumstances:
- Rail or land transportation in the insured's own vehicles: owned, rented, leased or subcontracted vehicles.
- Air, sea or inland waterway transportation when an air waybill (AWB) or bill of lading (B/L) approved by the insurer has been issued.
- Temporary storage linked to logistic operations, in rented warehouses or warehouses owned by the insured.
- Transhipment, loading, unloading and handling of goods in warehouse, carried out by employees or agents under your instructions.
Additional coverage
- Errors or omissions: As a carrier, freight forwarder, warehouse or logistics contract, we cover economic losses suffered by your customers due to handling errors.
- Liability for damage or loss: for rented containers or reparations requested by your customers.
- Management of customs formalities: if the insured acts under a contract of carriage for valuable consideration.

As a property manager, your work involves making key decisions that impact the safety and well-being of the residents. The Professional Liability Insurance for Consortium Administrators is designed to mitigate the risks associated with your activity, and protect you against possible claims arising from errors, omissions or unforeseen events in the performance of your duties, guaranteeing your peace of mind and that of those who trust you.
Coverage may also be extended to cover:
- Loss of documents
- Compensation for court appearances
- Employee infidelity
- Intellectual property infringement
- Defamation
- Extended reporting period
- New subsidiaries

Demolition is a high-risk job. Demolition Liability Insurance covers you against possible damages to third parties that may occur during the execution of your project.
Coverage protects you against damage caused by:
- Falling objects
- Fire and/or explosion
- Loading and unloading of materials
- Collapse of adjacent buildings
- Cables and electrical discharges
- Leaks, cracks, detachment of plaster, clogging or breakage of drains and/or pipes
Don't let an accident compromise your finances or your reputation.

Construction, excavation and assembly are activities that involve significant risks for your company and third parties. Our Civil Liability Insurance covers damages that may be generated as a direct consequence of the work performed in your projects.
Protection against damage caused by:
- Collapse of building under construction or under renovation
- Falling objects
- Fire and/or explosion
- Cables and electrical discharges
- Loading and unloading of materials
- Trench opening
- Testing of installations for the production, transport or use of steam and/or hot water
- Partial or total collapse of adjacent buildings.
- Leaks, cracks, detachment of plaster, clogging or breakage of drains and/or pipes
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Operational Security
We guarantee the continuity of your operations, minimizing the financial risks arising from loss or damage. Any unforeseen event will be covered, allowing your business to continue operating without costly interruptions or delays.

Risk Management
Our Risk Management service not only secures your assets, but also anticipates and prevents risks before they happen. We actively collaborate to improve the security of your operations, thus reducing the chances of losses.
frequently asked questions
Do you have questions about our Civil Liability Insurance (RC)?
This insurance protects companies and professionals against third-party claims for personal injury or property damage that may arise as a result of their activities, whether on premises, on a construction site, during the provision of services, or in the course of their professional practice.
Covers situations in which, as a result of the insured activity, damage is caused to a third party and the latter makes a claim, always in accordance with the scope and conditions of the coverage contracted.
Companies, professionals, businesses, consortiums, logistics operators, and service providers that, due to the nature of their activities, are exposed to third-party claims.
Civil Liability for Logistics Operators is designed to cover third-party claims arising from logistics activities, such as damage or loss of goods in custody, handling, storage, or transport, according to the terms of the coverage purchased. This type of insurance is essential for those actively involved in the logistics chain and international trade.
At Hanseatica, we offer different civil liability solutions tailored to each client's activity and risk, including:
- Civil Liability Insurance for Logistics Operators
- Professional Liability Insurance for Consortium Administrators
- Civil Liability Insurance for Demolition Work
- Civil Liability Insurance: Excavations, Building Construction, Installations and Assembly for Construction Purposes, Building Renovation
More insurance solutions to protect your logistics operations

Container Insurance
From damage to unforeseen accidents, any mishap can seriously affect your investment and logistics operation. We protect your cargo at every stage of the transportation.

Cargo Insurance
With our door-to-door coverage, we guarantee the protection of your cargo from the point of origin to the final destination, whether the transportation is by sea, air, land or river, including protection in intermediate warehouses.
