Liability Insurance
Given that each operation carries unique risks, we are here to provide support.
With Hanseatica, protect yourself against claims and lawsuits with an insurance solution designed to offer you peace of mind and support in every situation.
In an environment where an accident or misunderstanding can lead to a legal claim, protecting yourself is essential. Our Civil Liability Insurance supports you against property damage, professional errors and legal claims, with a coverage tailored to your needs.
Liability Insurance Solutions
Designed to protect businesses across all sectors, this insurance is ideal for companies and professionals seeking to operate with confidence, assured of protection against any claims for damages or errors. From large corporations to small enterprises, our solutions are tailored to each specific requirement.
Hanseatica's Comprehensive General Liability provides extensive coverage within the Argentine Republic, safeguarding the insured against third-party claims for damages or losses incurred both within and outside their commercial premises, construction sites, or consortia. This encompasses everything from material damages to injuries or fatalities arising during the normal course of business operations.
Additional Coverage
- Fire, lightning, explosion, electrical discharges, and gas leaks.
- Signs, billboards, and related objects, due to their installation, use, or maintenance.
- Use of elevators and hoists.
- Steam, hot water, or hot oil installations.
In the logistics sector, managing the transport of goods is not without its risks. Companies operating in this domain face constant challenges related to potential damage or loss of third-party cargo, which can jeopardize their reputation and financial stability. Such incidents, whether during transit or storage, can lead to costly claims and significant financial losses.
As a property manager, your role involves making critical decisions that affect the safety and well-being of residents. The Professional Indemnity Insurance for Property Managers is designed to mitigate the risks associated with your activities and protect you against potential claims arising from errors, omissions, or unforeseen events in the performance of your duties, ensuring your peace of mind and that of those who rely on you.
Furthermore, coverage can be extended to include:
- Loss of documents
- Compensation for court appearance
- Employee dishonesty
- Intellectual property infringement
- Defamation
- Extended reporting period
- New subsidiaries
Demolition is a high-risk operation. Demolition Liability Insurance covers you against potential third-party damages that may occur during the execution of your project.
The coverage protects you against damages caused by:
- Falling objects
- Fire and/or explosion
- Loading and unloading of materials
- Collapse of adjacent buildings
- Cables and electrical discharges
- Leaks, cracks, plaster detachment, blockage or breakage of drains and/or pipes
Do not let an accident compromise your finances or reputation.
Construction, excavation, and assembly are activities that involve significant risks for your company and third parties. Our Public Liability Insurance covers damages that may arise as a direct consequence of the work performed on your projects.
Coverage for damages resulting from:
- Collapse of the building under construction or renovation
- Falling objects
- Fire and/or explosion
- Cables and electrical discharges
- Loading and unloading of materials
- Excavation of trenches
- Testing of installations designed to produce, transport, or utilize steam and/or hot water
- Partial or total collapse of adjacent buildings.
- Leaks, cracks, detachment of plaster, clogging, or breakage of drains and/or pipes
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Operational Security
We ensure the continuity of your operations by minimizing financial risks arising from losses or damages. Any unforeseen event will be covered, allowing your business to continue without costly interruptions or delays.
Risk Management
Our Risk Management service not only secures your assets, but also anticipates and prevents risks before they happen. We actively collaborate to improve the security of your operations, thus reducing the chances of losses.
Frequently Asked Questions
Do you have questions about our Liability Insurance (LI)?
It is an insurance policy that protects businesses and professionals against third-party claims for personal injury or material damages that may arise from their business activities, whether within a premises, on a construction site, during service provision, or in professional practice.
It covers situations where, as a result of the insured activity, damage is caused to a third party, and a claim is made, always in accordance with the scope and conditions of the contracted coverage.
Businesses, professionals, commercial establishments, consortia, logistics operators, and service providers who, due to their activities, are exposed to third-party claims.
The Liability for Logistics Operators is designed to cover third-party claims arising from logistics activities, such as damage or loss of goods under custody, handling, storage, or transport, according to the conditions of the contracted coverage. This type of insurance is crucial for those actively involved in the logistics chain and international trade.
At Hanseatica we offer various Liability Insurance solutions tailored to each client's activity and risk profile, including:
- Liability Insurance for Logistics Operators
- Professional Liability Insurance for Property Managers
- Demolition Public Liability Insurance
- Public Liability Insurance: Excavation, Building Construction, Installation and Erection during Construction, and Building Renovation
More insurance solutions to protect your logistics operations
Container Insurance
From damage to unforeseen accidents, any mishap can seriously affect your investment and logistics operation. We protect your cargo at every stage of the transportation.
Cargo Insurance
With our door-to-door coverage, we guarantee the protection of your cargo from the point of origin to the final destination, whether the transportation is by sea, air, land or river, including protection in intermediate warehouses.