Rising Risks: Why Your Business Needs Comprehensive Insurance in Today's Argentina?

Insecurity has become one of the primary concerns for the commercial sector in Argentina. With a sustained increase in robberies and acts of vandalism nationwide, protecting a business's merchandise and infrastructure is no longer an option, but a necessity. In this context, having Comprehensive Business Insurance can make the difference between recovery and permanent closure. 

According to recent data, over 7,200 daily commercial robberies are reported in the City of Buenos Aires and the Greater Buenos Aires area. This figure highlights a concerning trend that affects both small neighborhood businesses and large retail chains indiscriminately. 

Nationally, the City of Buenos Aires leads the crime ranking with 2,267 robberies per 100,000 inhabitants, followed by Córdoba and Mendoza. 

An industry analyst's report reveals that: 

• 68% of robberies occur during business hours. 

• The afternoon timeframe accounts for 37% of incidents. 

• The most common method of intrusion involves forced entry through doors and windows, underscoring the importance of implementing adequate physical security measures, complemented by specific insurance coverages. 

Each criminal act can result in direct and indirect losses for businesses: stolen merchandise, damaged infrastructure, business interruption, and even loss of customers due to temporary closure. For many business owners, this signifies the cessation of their commercial operations. 

In an Argentina where commercial risks are escalating daily, securing comprehensive insurance is a strategic investment to safeguard what you have diligently built.  

In light of this context, Hanseatica provides a Comprehensive Commercial Insurance solution, offering protection against: 

• Theft of Contents: Protects merchandise, equipment, and furnishings, including damage to the building incurred during the incident. 

• Theft of Valuables: Covers cash and other valuables, both within a safe and in transit. 

• Glass Breakage: Ameliorates the breakage of display windows, particularly common in acts of vandalism. 

• Comprehensive Civil Liability: Provides coverage against third-party claims for damages resulting from an incident on the premises. 

• 24/7 Personalized Support: Agile support ensures you never face an incident alone. 

• Business Continuity: Enables operations with support and predictability, even following an adverse event.  

For even more comprehensive coverage, Hanseatica also protects your business against fires, climatic events, electrical failures, and other unforeseen circumstances.