Engineering Insurance

Comprehensive protection for your projects and technical assets.

From the protection of critical electronic equipment to large machinery, having an adequate coverage is key to ensure the continuity of your operations and projects.

At Hanseatica, we design our Engineering Insurance to cover all aspects that may affect your investment, from material damages to third-party liability.

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Engineering Insurance

Engineering Insurance

Designed for industrial, construction, and technology companies, as well as contractors requiring protection for their most valuable assets. It is ideal for industries that rely on the operational continuity of their equipment, machinery, and projects to ensure their success. Whether in construction, assembly, or the daily use of advanced technology, Hanseatica provides the security you need to move forward with confidence.

Technological capital is essential for your company's operations, and any damage can halt your activities. Hanseatica's Electronic Equipment Insurance protects you against any risk that may affect critical equipment for your commercial or industrial activity, ensuring uninterrupted continuity.

Primary Coverage:

  • All-risk coverage for loss or damage to data processing equipment and peripherals.

Additional Coverage:

  • Protection against Electrical Failures: Damage caused by power supply failures or fluctuations.

Machinery utilized by contractors is integral to project execution, and its protection is crucial to prevent delays. Our Contractors' Equipment Insurance safeguards your equipment against material damage while performing its specific functions.

Primary Coverage:

  • Material Damage: External material losses and damages affecting the equipment.

Additional Coverage:

  • Third-Party Liability: Covers bodily injury and material damage caused to third parties by the insured equipment.

During a construction or erection project, various risks can emerge, impacting both project development and the safety of involved equipment. At Hanseatica, we protect your project from inception to handover, ensuring that unforeseen damage does not impede your plans.

Basic Coverage

  • All-Risk Material Loss or Damage: Protects insured assets against any accidental cause not specifically excluded during construction or erection works.
  • Damages caused by nature: Damages caused by natural events including earthquakes.
  • Damage caused by the Contractor during the execution of operations arising from the Maintenance clause of the Construction and/or Assembly Contract.
  • Material damage: Damage or loss that may be suffered by the insured property during the testing and start-up stage is also covered.

Additional Coverage

  • Third-Party Liability: Covers material damage to third-party property and bodily injury to third parties. This includes liability among the various insured parties involved in the project, and towards existing structures at the construction site.
  • Additional expenses: Overtime, night work, express freight.

Machinery is essential for any company's production process, and any failure can result in significant losses. Our insurance is designed to protect your most critical assets against unforeseen damage, ensuring uninterrupted production.


Sudden and unforeseen damages directly caused by:

  • Damage caused by the insured's personnel's inexperience or negligence.
  • Design flaws.
  • Improper installation, workmanship defects, or faulty assembly.
  • Damage caused by centrifugal force.
  • Damage caused by foreign objects entering the machinery.
  • Storms, frost, or thaw.
  • Lack of water in steam boilers.
  • Damage resulting from electrical energy.
  • Explosion in internal combustion engines.

Operational Security

We ensure the continuity of your operations, minimizing financial risks arising from losses or damages. Any unforeseen event will be covered, allowing your business to continue without costly interruptions or delays.

Risk Management

Our Risk Management service not only secures your assets, but also anticipates and prevents risks before they occur. We actively collaborate to enhance the safety of your operations, thereby reducing the potential for losses.

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