All-Risk Operational Insurance
Protect your key assets against the unexpected.
From natural disasters to operational failures, any unforeseen event can jeopardize your most valuable assets and compromise your business continuity.
Safeguard your business from unforeseen risks. Hanseatica's All-Risk Operational Insurance offers comprehensive protection, ensuring peace of mind and operational continuity.
Your company is not only protected against the most unexpected risks: it is prepared to move forward, no matter what.
Key Coverages
- Designed to protect against all risks of direct physical loss or damage to the insured assets from any accidental cause not expressly excluded.
Additional Coverage
- Damage due to natural disasters: Protection against events such as hurricanes, hail, earthquakes or floods.
- Theft: Coverage for theft of general contents and valuables.
- Debris removal: Covers the expenses derived from the removal of debris after a loss.
Request a quote
Please provide your details, and our people will contact you promptly to offer guidance. This insurance is exclusively available within Argentine territory.
Technical and Legal Advisory
We provide comprehensive support, ensuring that all the technical and legal aspects of your operations are covered, with solutions tailored to each challenge.
Operational Security
We guarantee the continuity of your operations, minimizing the financial risks caused by a loss or damage. Any unforeseen event will be covered, allowing your business to continue without costly interruptions or delays.
Frequently Asked Questions
Do you have questions about our Comprehensive Operational Insurance?
Comprehensive Business Insurance is a policy designed to protect business assets against accidental, sudden, and unforeseen damage that could affect a company’s operations.
This insurance protects equipment, machinery, facilities, and other assets critical to the business’s operational continuity.
Depending on the policy you have purchased, it may include coverage for:
- Accidental physical damage
- Machinery breakdown
- Theft of property and securities
- Damage caused by natural disasters
- Debris removal
- Industrial and commercial equipment
- Facilities and operating assets
- Events not expressly excluded in the policy
The coverage is designed to protect key assets against unforeseen risks that could impact operations.
Depending on the scope of coverage, the following can be insured:
- Industrial machinery
- Operational teams
- Facilities
- Commercial equipment
- Buildings
- Work tools
- Productive assets
- Assets related to the company's operations
During operation, a piece of equipment may be affected by:
- Operational failures
- Human error
- Accidental breakage
- Overloads
- Electrical damage
- Collisions or accidents
- Weather events
- Unexpected mechanical problems
These incidents can result in repair and replacement costs, as well as a loss of operational continuity.
This insurance is designed for companies that:
- They operate in industrial or commercial sectors
- They rely on critical machinery and equipment
- They are seeking to minimize operational disruptions
- They need to protect strategic assets
- They require comprehensive and flexible coverage
It can be adapted to various types of industries and production activities.
To choose the right coverage, it is important to consider:
- Type of activity
- Level of risk exposure
- Value of machinery and equipment
- Operational Dependency on Critical Assets
- Environmental and Operational Risks
- Need for additional coverage
At Hanseatica, we develop customized solutions for industrial and commercial companies, combining asset protection, risk prevention, and business continuity to help minimize the impact of unforeseen risks.
If you would like advice on the best coverage for your business, please contact us and our team will help you design a customized solution.
Because it helps protect key assets from accidental and unforeseen damage that could seriously disrupt a company’s operations.
Having adequate coverage helps reduce financial losses, minimize disruptions, and ensure greater operational continuity in various risk scenarios.
In the event of an incident, it is recommended that you:
- Contain the situation and prevent further damage
- Document the incident with photos or videos
- Report the claim within the specified time frame
- Gather technical documentation and quotes
- Coordinate the relevant inspection
Acting quickly makes it easier to handle the claim and helps speed up the return to normal operations.
If you need to report a claim, you can start the process in our Report a Claim.
More insurance solutions to protect your assets
Fire Insurance
Our solution protects both your business premises and the assets within them against the risks of fire, lightning, or explosions.
Surety Insurance
With Surety Insurance, we offer complete coverage in the Argentine territory, ranging from contract compliance to liability management in specific activities, such as real estate rental or professional engagements.