Legal Notice and Data Privacy Policy

The following are some of the legal grounds for collecting and using your personal information:

• To provide a quote and/or establish an insurance contract.
• To identify the data subjects who contact us.
• To identify the policyholder.
• To administer, underwrite, and renew policies.
• To maintain communication with policyholders and/or legal representatives.
• To process and receive payments.
• To administer, manage, and settle claims.
• To comply with current regulatory provisions regarding Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF), as well as Fraud Prevention and Detection, and to fulfill other requirements from national and international supervisory bodies, where applicable.

Only when necessary, we will share your personal information for the purpose of generating insurance products and providing the requested services with the types of organizations described below:

• Involved intermediaries include: Producers, Insurance Advisors, Insurance Brokers, and any other relevant intermediary.
• Reinsurers, suppliers, and service providers for their utilization in accordance with specific purposes within their purview and/or as directed.
• Insurance companies or third parties involved, strictly when necessary due to a claim and in compliance with regulatory provisions.
• Regulatory and judicial entities overseeing our operations, governmental or tax authorities, and/or other law enforcement agencies, for the purpose of complying with applicable legal or regulatory requirements.

We will retain and process your personal information in accordance with the scope of the objectives for which it was originally collected, for the purpose of managing our business and complying with data retention periods mandated by law and regulatory bodies.

Should the requested personal information not be provided, we will be unable to furnish you with a quotation, insurance policy, or certificate of coverage, nor will we be able to assess future claims arising from incurred incidents or other requested services. Consequently, the provision of the required information is mandatory for us to deliver our services. All data provided will be deemed accurate and truthful.

By keeping the information secure and utilizing it solely when and as intended. The following policies govern information usage:

• We will safeguard all information provided by our clients or prospective clients, ensuring adequate levels of protection.
• We implement all necessary technical and organizational measures to ensure the security and confidentiality of personal data, thereby preventing its alteration, loss, unauthorized access, or processing.
• We will not utilize the information provided unless expressly authorized to do so, for the purpose of informing you about our products and services.
• We will not disclose the information provided to any external organization, other than those previously specified, and/or unless the client has granted us prior free, express, and informed consent in writing or by an equivalent verifiable means, and/or if required by law or a resolution from a competent authority.
• Our clients or prospective clients will have the option to request details of the information they have provided and, if deemed necessary, to rectify it and/or request its removal from the relevant record.