Terms and Conditions
Website
Welcome to our website. Hanseatica Compañía de Seguros S.A. (hereinafter referred to as “Hanseatica” and/or the “Company”) owns the website www.hanseatica.com (hereinafter referred to as “the Site”) and is responsible, in accordance with Argentine legislation, for the files generated with personal data provided by users through this Site.
Your visit is subject to the conditions detailed below, which are mandatory and binding.
Should you disagree with these conditions, you must refrain from using the Site and/or the services provided therein. Your continued presence on the Site implies your unequivocal acknowledgment and acceptance of these conditions, thereby acquiring the status of “user” (hereinafter referred to as the “User” and/or “Users”). The use of the Site, your visit, and navigation automatically confer User status and full, unreserved acceptance of the conditions published by Hanseatica, available at the time of accessing the Site.
Hyperlinks
In cases where this page contains a hyperlink leading to another page, or if this page is accessed via a hyperlink on another virtual site, Hanseatica Compañía de Seguros S.A. shall not be responsible for the content or services offered on, or for the statements or information contained on pages other than those belonging to the Company.
Unlawful Use
When using or accessing the site or any of its pages, the User assumes responsibility for any unlawful transmission of information or information contrary to morality and good customs, or of an injurious, offensive, defamatory, obscene, pornographic, or otherwise objectionable nature, including but not limited to the transmission of messages or information that in themselves constitute or encourage conduct contrary to current national or international legislation or give rise to civil liability actions.
Furthermore, the User undertakes not to send or transmit documents or software containing viruses of any nature. Unless expressly agreed otherwise in writing, the User is not authorized to use the information or software contained on the site for commercial purposes.
Third-Party Damages
Access to this page must be undertaken at the sole responsibility of the user. Hanseatica Compañía de Seguros S.A. assumes no responsibility for damages caused to Users' computer systems (physical or logical) resulting from the use of the site or the download of files (including those resulting from the activity of malicious software or computer viruses), the handling of information collected through the website; jurisdiction and applicable law in case of dispute resolution, among others, should be considered.
Service Conditions
Hanseatica contracts its Internet access with a third-party provider. For reasons beyond Hanseatica's control, the Site may be unavailable due to technical difficulties or failures of the Internet, the provider, or any other reason not attributable to Hanseatica.
Therefore, Hanseatica does not guarantee the availability and continuous operation of the Site, nor its suitability for any particular activity, nor its infallibility, and, in particular, though not exclusively, that Users, as defined below, may use the Site and access its content.
Disclaimer of Liability
Expressly, Hanseatica is not responsible for damages of any nature arising from the interruption, suspension, termination, unavailability, or lack of continuity in the operation of the Site, for the frustration of the utility that Users might have attributed to the Site, or for its technical failures not attributable to Hanseatica.
Explicitly, Hanseatica shall not be held liable for damages or losses arising from the use or inability to access the Site, or from the User's reliance on its content.
Hanseatica is also not responsible for any damage to the User's equipment or digital documents caused by system, server, or Internet failures. Hanseatica assumes no responsibility whatsoever if, due to accessing or using the Site, the User's equipment is attacked by a computer virus.
In this regard, Hanseatica specifically does not guarantee that the information, software, or material accessible to the User through the Site is free from viruses of any nature, such as those generally designated as “worms,” “Trojans,” or “Hoaxes,” which could cause harm to Site Users or their property. Nor is it responsible for any damage that may arise for the User from browsing the Site, downloading information, texts, spreadsheets, and images, or consulting its “windows.”
Site
Hanseatica has developed and administers this site, reserving the right to discontinue or modify it. This right extends to the possibility of modifying its content without prior notice.
Content
Given the continuous development and innovative nature of our activity, the veracity or completeness of the Site's content is not unrestrictedly endorsed or guaranteed, particularly as it may not be absolutely up-to-date. For this reason, the User must review the information obtained from the Site before using it.
Following this criterion, the Site may contain forward-looking statements based on current circumstances. However, actual future events, the development, and the operation of Hanseatica may differ from these estimates, as a result of various factors such as, for example, known or unknown risks, uncertainties, force majeure, changes in the economic policy of Argentine authorities, exchange rates, etc.
Furthermore, the information contained on the Site, despite our best efforts to prevent it, may contain technical inaccuracies, typographical errors, or references to discontinued or unavailable products or services, therefore Hanseatica does not guarantee that this will not occur.
Purpose of Personal Data Repositories and Information Provided
Introduction
This Privacy Policy governs the processing of all Personal Data (as defined by Law No. 25.326) provided by Users through our website located at www.hanseatica.com, and we request that you read it carefully. Should you disagree with this Privacy Policy or with Hanseatica's handling of your Personal Data as described herein, you must refrain from providing us with your Personal Data and from registering on the Hanseatica Site.
- To provide the services associated with Hanseatica, as stipulated in the Terms of Use.
- To market the services offered on the Hanseatica site to its Users.
- To enable the development and commercialization of other products and services, aiming to enhance our site and customer service, and to make them more valuable to you (including the personalization of our website when you log into your account to enrich your personal online experience).
- To send promotions, offers, events, and any other information that may be of interest based on our clients' profiles, as well as any relevant labor market information.
- To address all your concerns and inquiries.
- To share with third parties who perform actions on behalf of Hanseatica and provide services to Hanseatica, such as professional advisors. In such cases, the information accessed by these third parties will be processed according to Hanseatica's instructions and will be subject to a duty of confidentiality regarding said information.
- For disclosure if Hanseatica is legally obligated, by judicial requirement, or in good faith in relation to crime detection, tax requirements, etc., in order to comply with the law or an order from a competent judicial court.
Periodically, Hanseatica may request your consent to process, use, or disclose your information for any other purpose not expressly stipulated in the preceding list.
Hanseatica reserves the right to transfer your information to third parties in the event of a sale, merger, liquidation, acquisition, or transfer of all or substantially all of our Company's assets, provided that the third party agrees to comply with the terms of these Privacy Policies, and provided that the third party only uses the data for the purposes for which they were provided by you. In the event of a transfer, you will be notified to ensure your right to opt out.
Hanseatica informs you that you are responsible for safeguarding your user data and password created on the Site and for maintaining the confidentiality of such information, and therefore, any breach suffered as a result of their improper use will be your sole responsibility.
The User undertakes to indemnify and hold Hanseatica, and each of its directors, employees, and its controlling, controlled, and/or affiliated entities, fully and irrevocably harmless from any legal or administrative situation that arises and causes damages due to the misuse of the Site and the user credentials (username and password) by a User or any person who accesses the Site with their user credentials. Misuse of the Site is understood as any use pursuing a personal purpose or one different from that established in the terms and conditions.
The indemnification stipulated in the preceding paragraph shall not apply when the damage results from inherent Site failures, in which cases the respective User shall not assume any responsibility.
Data Subject Request. Right to Rectification or Update.
You may request Hanseatica to confirm the Personal Data that the Company holds in its databases at any time, and request their modification, rectification, update, or deletion from our database. Hanseatica may require you to verify your identity and provide further information regarding your request. Hanseatica will endeavor to process your request within the timeframe and according to the procedures stipulated by Personal Data Law 25.326. Hanseatica informs you that your data is collected for the purpose of administering and managing access to the services that link you with our Company. As established by Article 6 of Law 25326, you are responsible for the inaccuracy or refusal to provide your data.
Deregistration
You may request Hanseatica to cancel your registration at any time. In any case, you may write to us at comunicaciones@hanseatica.com.
Information Retention
The information you provide on the Hanseatica site will be stored for the legally stipulated period, in order to comply with our legal and contractual obligations, in accordance with Hanseatica's legitimate interests as the administrator of Personal Data. Hanseatica will make all reasonable efforts to ensure that your data remains current. However, you are obligated to inform Hanseatica of any and all changes to your Personal Data to ensure its accuracy. Hanseatica will update or proceed with the deletion of such data from its database as appropriate.
Information Transmitted via the Internet
The information you provide to us is stored on servers managed by us or by our Internet service provider. Hanseatica cannot guarantee the security of information transmitted to us via the Internet, due to the inherent nature of such networks.
Collection of Site Visitor Information
Hanseatica collects information to enhance our services. Hanseatica does not use the information thus obtained in a manner that identifies any particular individual. It will only be used to better understand Site users and to detect trends, interests, most visited pages, etc., for all Site Users.
Hanseatica may share this information with third parties to facilitate these purposes. Furthermore, Hanseatica may develop marketing profiles to identify services most relevant to your interests.
Cookies
A cookie is a small data file transmitted from a web server to a web browser when that browser accesses the server's site. On our website, cookies are utilized to retain login credentials, track aggregated web traffic (i.e., no individual identification), monitor campaign performance, and maintain session information, such as your last access. While most browsers offer the option to disable cookies, doing so will likely restrict your ability to fully utilize our website.
Links Redirecting to Third-Party Sites
Our website may contain links to other web pages or advertisements. Please be aware that clicking these links will redirect you to external websites where data privacy practices may differ from those outlined in this Privacy Policy. It is your responsibility to review the privacy policies of other websites to ensure you are comfortable with how your personal information will be used in accordance with their respective policies. Hanseatica disclaims any responsibility for, or control over, third-party websites, links, advertisements, or any information submitted to or collected by third parties.
Changes to Our Privacy Policy
Any amendments to this Privacy Policy will be published on this website, ensuring you are consistently informed about the data we collect and store, its usage, the circumstances under which it is used, and, where applicable, its disclosure. Should we decide to utilize your Personal Data in a manner significantly divergent from that stipulated in this Privacy Policy, we will notify you via email, and you will retain the option to consent or decline Hanseatica's use of your information in the newly proposed manner.
Your Rights
"The data subject is entitled to exercise the right to access their personal data free of charge at intervals of no less than six months, unless a legitimate interest is demonstrated for such purpose, in accordance with Article 14, subsection 3 of Law No. 25.326. The NATIONAL DIRECTORATE FOR PERSONAL DATA PROTECTION, the supervisory body for Law No. 25.326, is empowered to address complaints and claims filed in relation to non-compliance with personal data protection regulations."
You may exercise your right to access, rectify, and delete your data as established in Article 6 of Law 25326, by sending an email to comunicaciones@hanseatica.com.
To contact the National Directorate for Personal Data Protection, please address correspondence to Sarmiento 1118, 5th floor (C1041AAX) Tel. 4383-8510/12/13/15 www.jus.gov.ar/datospersonales infodnpdp@jus.gov.ar.
Content Usage
On this basis, the User acknowledges and understands that the use and/or interpretation of the information provided across all pages of the Site, and any decisions made based thereon, are undertaken entirely at their own discretion, sole risk, and responsibility. Hanseatica considers it the User's responsibility to evaluate the utility, scope, meaning, and applicability of the information contained on the Site.
Under no circumstances should the recommendations or suggestions provided be construed as obviating, rendering unnecessary, or replacing prudent consultation with a specialized professional. Accordingly, the information contained on the Site does not constitute legal, tax, or professional advice, nor does it imply a position or opinion on the part of Hanseatica. To obtain either or both, the User must, as previously clarified, consult a specialized professional.
Minors
Minors, as defined by the provisions of the National Civil and Commercial Code, who access services provided by Hanseatica through the Site, must do so with the express consent of their legal representative. Minors who do not obtain such consent are, at all times, prohibited from browsing this Site.
Hanseatica bears no responsibility if a User is a minor and, despite this, navigates the Site without the authorization of their legal representative. Hanseatica, sharing the community's concern on this matter, urges parents to actively supervise their minor children's internet usage.
Access
Finally, Hanseatica reserves the right, at any time and without prior notification, to deny or withdraw access to the Site, thereby terminating user status, in the event of a breach of these Conditions.
Applicable Law and Jurisdiction
Any judicial or extrajudicial dispute arising from the application or interpretation of these Terms and Conditions shall be governed by the laws of the Argentine Republic, excluding private international law provisions, and the National Ordinary Courts of the City of Buenos Aires shall have exclusive jurisdiction. Furthermore, the invalidity of any single provision within this document shall not invalidate the entire text, but only the contested provision.
Legal Domicile
Hanseatica establishes its legal domicile at Av. del Libertador 498, 23rd Floor, CABA, where all legal notifications must be served.
Corporate Governance
Publication of reports on corporate governance aspects on the public website is intended to assist market participants and other stakeholders in monitoring the entity's strength and solvency. The disseminated information must be pertinent, timely, accurate, reliable, relevant, clear, and sufficient.
Where applicable, inclusion on the entities' public website of the financial statements report and the following information:
- Structure of the Management Body and Senior Management, including the names and professional and educational backgrounds of its members.
- Economic Group (main shareholders, their capital participation, voting rights, and representation on the Board of Directors and in Senior Management).
- Organizational Structure (general organizational chart, business lines, subsidiaries, branches, and committees).
- Policies regarding conflicts of interest, the nature and extent of operations with subsidiaries and related parties, including matters related to the entity in which members of the Management Body and/or Senior Management have direct or indirect interests or act on behalf of third parties other than the entity, Corporate Social Responsibility activities, and proprietary management indicators.
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